ESTATE ARCHITECT INSIGHTS
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Practical insights on inheritance tax, pensions, property and estate planning.
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Latest Estate Planning Insights
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What Happens to Your Pension When You Die After April 2027? The New IHT Process Explained
Read Insight →: What Happens to Your Pension When You Die After April 2027? The New IHT Process ExplainedFrom 6 April 2027, most unused pension funds and pension death benefits will be included in the value of an estate for…
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£300,000+ in Pensions? 6 Strategies to Investigate Before April 2027
Read Insight →: £300,000+ in Pensions? 6 Strategies to Investigate Before April 2027If you have £300,000 or more in pensions, the April 2027 inheritance tax changes should be on your radar. Here are six…
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Inheritance Tax Planning: What Should You Review Before the End of 2026?
Read Insight →: Inheritance Tax Planning: What Should You Review Before the End of 2026?As 2027 approaches, review the key areas of your estate — including property, pensions, wills, gifts and beneficiary arrangements — to identify…
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Should You Take Your 25% Tax-Free Pension Lump Sum Before April 2027?
Read Insight →: Should You Take Your 25% Tax-Free Pension Lump Sum Before April 2027?Should you take your 25% tax-free pension lump sum before April 2027? Understand why withdrawing pension money may not automatically reduce inheritance…
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Inheritance Tax Planning for Estates Over £1 Million
Read Insight →: Inheritance Tax Planning for Estates Over £1 MillionAn estate worth more than £1 million does not automatically mean a large inheritance tax bill. Understand the allowances, estate growth and…
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Pensions and Inheritance Tax: What Changes From April 2027?
Read Insight →: Pensions and Inheritance Tax: What Changes From April 2027?Understand how the April 2027 pension inheritance tax changes could affect your estate and why reviewing pension arrangements before the new rules…
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What Happens If You Die Without a Will in the UK?
Read Insight →: What Happens If You Die Without a Will in the UK?What happens if you die without a Will? Understand how the intestacy rules can affect spouses, children, unmarried partners, property and who…
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What Happens to Your Pension When You Die? The Rules UK Families Need to Understand
Read Insight →: What Happens to Your Pension When You Die? The Rules UK Families Need to UnderstandWhat happens to your pension when you die? Learn how pension beneficiaries, nominations and the April 2027 inheritance tax changes could affect…
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Inheritance Tax and Gifts: What Records Should You Keep?
Read Insight →: Inheritance Tax and Gifts: What Records Should You Keep?Making gifts during your lifetime? Discover what records to keep, why the seven-year rule matters and how clear documentation can help your…
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Can You Leave Your Pension to Your Children? UK Inheritance Rules Explained
Read Insight →: Can You Leave Your Pension to Your Children? UK Inheritance Rules ExplainedCan you leave your pension to your children? Understand how pension beneficiaries work, the tax rules that may apply and why the…
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Inheritance Tax Thresholds UK: How Do the Nil Rate Bands Work?
Read Insight →: Inheritance Tax Thresholds UK: How Do the Nil Rate Bands Work?Understand how UK inheritance tax thresholds work, including the £325,000 nil-rate band, residence nil-rate band, transferable allowances and the £2 million taper.
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Who Is Responsible for Paying Inheritance Tax When Someone Dies?
Read Insight →: Who Is Responsible for Paying Inheritance Tax When Someone Dies?Who is responsible for inheritance tax after someone dies? Understand the role of executors, when the tax may be due and how…
How Exposed Is Your Estate?
Start by understanding the potential vulnerabilities across your estate, including inheritance tax, pensions, property and probate.